Thryvv : Data page
Sundaram Finance
Quarterly P&L
in ₹ Crores
View
Order
Quarterly P&L | TTM | Dec2024 | Sep2024 | Jun2024 | Mar2024 | Dec2023 | Sep2023 | Jun2023 | Mar2023 |
|---|---|---|---|---|---|---|---|---|---|
Revenue | 8,383 |
2,191 +20.3% |
2,085 +22% |
1,952 +23.4% |
2,156 +45.3% | 1,822 | 1,709 | 1,582 | 1,484 |
Total Operating Expenses | 1,823 |
462 +31.7% |
436 +16.1% |
402 +5.1% |
525 +74.8% | 351 | 376 | 383 | 300 |
Operating Profit (Excl. OI) | 6,560 |
1,729 +17.5% |
1,650 +23.7% |
1,550 +29.2% |
1,632 +37.9% | 1,471 | 1,333 | 1,200 | 1,184 |
OPM (Excl. OI) % |
78.3% | 78.9% | 79.1% | 79.4% | 75.7% | 80.8% | 78% | 75.9% | 79.8% |
Other Income (OI) | 38 |
18 +155.1% |
12 +354.5% |
9 +2.2% |
2 -97.6% | 7 | 3 | 8 | 59 |
Operating Profit | 6,598 |
1,746 +18.2% |
1,661 +24.3% |
1,558 +29% |
1,634 +31.5% | 1,478 | 1,336 | 1,208 | 1,242 |
Interest | 4,070 |
1,088 +19.5% |
1,050 +27.8% |
986 +33.3% |
948 +42.1% | 910 | 822 | 739 | 668 |
Depreciation | 213 |
58 +21.4% |
54 +21.8% |
49 +24.9% |
53 +28.1% | 48 | 44 | 39 | 42 |
Exceptional Income / Expense | NA |
NA |
NA |
NA |
-91 | NA | NA | NA | NA |
Profit Before Tax | 2,224 |
601 +15.5% |
558 +18.4% |
525 +22% |
541 +1.4% | 521 | 471 | 430 | 534 |
Tax | 576 |
150 +22.7% |
152 +6% |
123 +0.2% |
152 +24.5% | 122 | 143 | 123 | 123 |
Profit After Tax | 1,648 |
452 +13.3% |
406 +23.8% |
403 +30.7% |
389 -5.5% | 399 | 328 | 308 | 412 |
PATM % |
19.7% | 20.6% | 19.5% | 20.6% | 18% | 21.9% | 19.2% | 19.5% | 27.7% |
EPS |
144 |
41 +6.6% |
39.6 +19.3% |
39.1 +15.9% |
24.3 -38.2% | 38.5 | 33.2 | 33.8 | 39.3 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Annual P&L
in ₹ Crores
View
Order
Annual P&L | TTM | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|---|
Revenue | 8,383 |
7,268 +32.7% |
5,476 +7.2% |
5,109 -2.7% |
5,248 +11.5% | 4,708 |
Sale of Shares / Units |
NA |
NA |
NA |
NA | NA | |
Interest Income |
5,930 +28.8% |
4,603 +5.5% |
4,364 -3.5% |
4,524 +13.6% | 3,984 | |
Portfolio Management Services |
NA |
NA |
NA |
NA | NA | |
Dividend Income |
18 +16.9% |
16 -13.1% |
18 +287.3% |
5 -80.7% | 24 | |
Brokerages & Commissions |
NA |
NA |
NA |
NA | NA | |
Processing Fees |
514 +16.8% |
440 +9.4% |
403 +10% |
366 -8.9% | 401 | |
Other Operating Income |
807 +92.8% |
419 +28.5% |
326 -8.1% |
355 +17.9% | 301 | |
Total Operating Expenses | 1,823 |
1,632 +26.2% |
1,294 -7.1% |
1,392 +10.7% |
1,258 +2.6% | 1,226 |
Increase/Decrease in Stock |
NA |
NA |
NA |
NA | NA | |
Employee Cost |
833 +23.6% |
674 +8.8% |
619 +10.3% |
561 +10.2% | 509 | |
Operating Expenses |
85 +28.3% |
66 +19.4% |
55 +20.7% |
46 -12.9% | 53 | |
General & Admin Expenses |
313 +22.4% |
256 +12.5% |
227 +16% |
196 -29.8% | 279 | |
Provisions & Contingencies |
404 +34.7% |
300 -39.1% |
492 +8% |
456 +17.9% | 386 | |
Less: Capitalised Expenses |
NA |
NA |
NA |
NA | NA | |
Operating Profit (Excl. OI) | 6,560 |
5,636 +34.7% |
4,183 +12.5% |
3,717 -6.9% |
3,991 +14.6% | 3,483 |
OPM (Excl. OI) % | 78.3% | 77.5 % | 76.4 % |
72.8 % |
76 % |
74 % |
Other Income (OI) | 38 |
19 -76.1% |
77 -0.4% |
78 -45.9% |
143 +174.6% | 52 |
Operating Profit | 6,598 |
5,654 +32.7% |
4,260 +12.3% |
3,794 -8.2% |
4,134 +16.9% | 3,535 |
Interest | 4,070 |
3,418 +41.8% |
2,410 +5.9% |
2,276 -16% |
2,711 +11.7% | 2,428 |
Depreciation | 213 |
183 +31.7% |
139 +37.2% |
102 +8.8% |
93 +2.3% | 91 |
Exceptional Income / Expenses | NA |
-91 |
NA |
NA |
NA | NA |
Profit Before Tax | 2,224 |
1,962 +14.6% |
1,711 +20.8% |
1,417 +6.5% |
1,330 +30.9% | 1,016 |
Tax | 576 |
539 +25.5% |
430 +22.6% |
351 +6.9% |
328 +55.6% | 211 |
Profit After Tax | 1,648 |
1,423 +11% |
1,282 +20.2% |
1,067 +6.4% |
1,003 +24.4% | 806 |
PATM % |
19.7% | 19.6 % | 23.4 % |
20.9 % |
19.1 % |
17.1 % |
EPS in Rs. |
144 |
130.3 +8.2% |
120.5 +13.2% |
106.5 +0.7% |
105.7 +47.2% | 71.9 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Balance Sheet
in ₹ Crores
View
Order
Balance Sheet | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
Current Assets |
17,766 +13.3% |
15,678 +14.7% |
13,674 +9.8% |
12,450 -2.9% | 12,819 |
Cash & Bank Balance |
1,503 +31.2% |
1,146 +60.3% |
715 -9.4% |
789 +0.5% | 786 |
Cash in hand |
8 -10.1% |
9 -32.7% |
13 -29.8% |
19 +852.7% | 2 |
Balances at Bank |
1,398 +30.3% |
1,073 +68.3% |
638 -9.4% |
704 -9% | 773 |
Other cash and bank balances |
98 +51.7% |
65 -0.9% |
65 -3.8% |
68 +532% | 11 |
Trade Receivables |
106 +29.2% |
82 +70.1% |
48 -21.8% |
62 +37.5% | 45 |
Debtors more than Six months |
1 -87.5% |
1 |
1 -60.4% |
2 | 0 |
Debtors Others |
106 +29.7% |
82 +69.9% |
48 -21% |
61 +34.1% | 46 |
Inventories |
0 |
0 |
0 |
0 | 0 |
Investments |
2,292 -18.9% |
2,826 -16.7% |
3,392 +56.8% |
2,163 +7.2% | 2,018 |
Short-Term Loans & Advances |
13,826 +19% |
11,617 +22.7% |
9,471 +0.7% |
9,406 -4.9% | 9,888 |
Advances recoverable in cash or in kind |
33 +28.8% |
26 -22.9% |
34 -73.3% |
125 +16.8% | 107 |
Advance income tax and TDS |
0 |
0 |
0 |
0 | 0 |
Amounts due from directors |
0 |
0 |
0 |
0 | 0 |
Due From Subsidiaries |
0 |
0 |
0 |
0 | 0 |
Inter corporate deposits |
0 |
0 |
0 |
0 | 0 |
Corporate Deposits |
0 |
0 |
0 |
0 | 0 |
Other Loans & Advances |
13,793 +19% |
11,592 +22.8% |
9,438 +1.7% |
9,281 -5.1% | 9,781 |
Other Current Assets |
40 +357.9% |
9 -81.9% |
49 +52% |
32 -62.3% | 85 |
Interest accrued on Investments |
0 |
0 |
0 |
0 | 0 |
Interest accrued on Debentures |
0 |
0 |
0 |
0 | 0 |
Deposits with Government |
0 |
0 |
0 |
0 | 0 |
Interest accrued and or due on loans |
0 |
0 |
0 |
0 | 0 |
Prepaid Expenses |
0 |
0 |
0 |
0 | 0 |
Other current_assets |
40 +357.9% |
9 -81.9% |
49 +52% |
32 -62.3% | 85 |
Long-Term Assets |
46,467 +15.5% |
40,218 +17.2% |
34,327 +0.9% |
34,009 +6.9% | 31,805 |
Loans (Non - Current Assets) |
41,074 +24.3% |
33,038 +17.8% |
28,034 -2.7% |
28,798 +5.3% | 27,358 |
Net PPE / Net Block |
1,313 +9.2% |
1,202 +12.2% |
1,071 +31.3% |
815 -3.7% | 847 |
Gross PPE / Gross Block |
1,611 +12.4% |
1,434 +4.5% |
1,373 +28.8% |
1,065 +1.8% | 1,047 |
Less: Accumulated Depreication |
299 +28.6% |
232 -23.2% |
302 +20.7% |
250 +25% | 200 |
Less: Impairment of Assets |
0 |
0 |
0 |
0 | 0 |
Capital work-in-progress |
0 |
0 |
0 |
0 | 0 |
Long-Term Investments |
3,441 -34.6% |
5,258 +12% |
4,696 +19.1% |
3,944 +25.8% | 3,136 |
Long-Term Loans & Advances |
458 -14.9% |
538 +30.6% |
412 +16% |
355 +12.7% | 315 |
Other Long-Term Assets |
101 +13% |
90 +28.9% |
70 -28.6% |
97 -35.3% | 150 |
Total Assets |
64,232 +14.9% |
55,895 +16.4% |
48,000 +3.3% |
46,459 +4.1% | 44,623 |
Current Liabilities |
5,449 -2.9% |
5,614 +50.6% |
3,728 -3.2% |
3,849 +221.5% | 1,198 |
Trade Payables |
188 +24.2% |
151 +10.5% |
137 +67.7% |
82 -17.7% | 99 |
Sundry Creditors |
188 +24.2% |
151 +10.5% |
137 +67.7% |
82 -17.7% | 99 |
Acceptances |
0 |
0 |
0 |
0 | 0 |
Due to Subsidiaries- Trade Payables |
0 |
0 |
0 |
0 | 0 |
Other Current Liabilities |
537 +12.9% |
475 +4.5% |
455 -5.9% |
484 +1.9% | 475 |
Bank Overdraft / Short term credit |
0 |
0 |
0 |
0 | 0 |
Advances received from customers |
31 +65.1% |
19 -13.5% |
22 -6.4% |
23 -47% | 43 |
Interest Accrued But Not Due |
0 |
0 |
0 |
0 | 0 |
Share Application Money |
0 |
0 |
0 |
0 | 0 |
Current maturity of Debentures & Bonds |
0 |
0 |
0 |
0 | 0 |
Current maturity - Others |
0 |
0 |
0 |
0 | 0 |
Other Liabilities |
507 +10.8% |
457 +5.3% |
434 -5.9% |
461 +6.7% | 432 |
Short-Term Borrowigs |
4,659 -5.7% |
4,939 +60.4% |
3,079 -5.4% |
3,254 +448.5% | 594 |
Secured ST Loans repayable on Demands |
2,423 +15% |
2,107 +70% |
1,240 +57.1% |
789 +40.9% | 560 |
Working Capital Loans- Sec |
2,423 +15% |
2,107 +70% |
1,240 +57.1% |
789 +40.9% | 560 |
Buyers Credits - Unsec |
0 |
0 |
0 |
0 | 0 |
Commercial Borrowings- Unsec |
0 |
0 |
0 |
0 | 0 |
Other Unsecured Loans |
-186 |
727 +21% |
601 -64.2% |
1,677 | -526 |
Short-Term Provisions |
67 +34.2% |
50 -13.9% |
58 +89% |
31 -1.2% | 31 |
Proposed Equity Dividend |
0 |
0 |
0 |
0 | 0 |
Provision for Corporate Dividend Tax |
0 |
0 |
0 |
0 | 0 |
Provision for Tax |
0 |
0 |
0 |
0 | 0 |
Provision for post retirement benefits |
0 |
0 |
0 |
31 -1.2% | 31 |
Preference Dividend |
0 |
0 |
0 |
0 | 0 |
Other Provisions |
67 +34.2% |
50 -13.9% |
58 |
0 | 0 |
Long-Term Liabilities |
47,705 +26.8% |
37,633 +13.4% |
33,184 +0.1% |
33,160 -6% | 35,294 |
Minority Interest |
0 |
2,729 +18.9% |
2,295 +33.4% |
1,721 +18.2% | 1,456 |
Long-Term Borrowings |
0 |
0 |
0 |
0 | 0 |
Secured Loans |
37,192 +29.8% |
28,647 +17% |
24,483 -0.4% |
24,580 +5.3% | 23,340 |
Non Convertible Debentures |
15,227 +5.4% |
14,442 -5% |
15,195 +2.4% |
14,842 +14% | 13,015 |
Convertible Debentures & Bonds |
0 |
0 |
0 |
0 | 0 |
Packing Credit - Bank |
0 |
0 |
0 |
0 | 0 |
Inter Corporate & Security Depsoit |
0 |
0 |
0 |
0 | 0 |
Term Loans - Banks |
20,094 +69.9% |
11,826 +60.6% |
7,361 -24.4% |
9,739 -5.7% | 10,325 |
Term Loans - Institutions |
1,872 -21.4% |
2,380 +23.5% |
1,928 |
0 | 0 |
Other Secured |
0 |
0 |
0 |
0 | 0 |
Unsecured Loans |
10,485 +15.1% |
9,109 +3.6% |
8,796 +1.9% |
8,628 -28.1% | 12,008 |
Fixed Deposits - Public |
7,971 +17.2% |
6,802 +10.4% |
6,162 +2.9% |
5,990 +10.9% | 5,401 |
Loans and advances from subsidiaries |
0 |
0 |
0 |
0 | 0 |
Inter Corporate Deposits |
0 |
0 |
0 |
0 | 0 |
Foreign Currency Convertible Notes |
0 |
0 |
0 |
0 | 0 |
Long Term Loan in Foreign Currency |
0 |
0 |
0 |
0 | 0 |
Loans - Banks |
0 |
0 |
0 |
0 | 0 |
Loans - Govt. |
0 |
0 |
0 |
0 | 0 |
Loans - Others |
0 |
0 |
0 |
0 | 0 |
Other Unsecured Loan |
2,514 +9% |
2,307 -12.4% |
2,635 -0.2% |
2,639 -60.1% | 6,607 |
Deferred Tax Assets / Liabilities |
-44 |
-181 |
-154 |
-101 | -98 |
Deferred Tax Assets |
130 -28.7% |
182 -18.3% |
222 +31.3% |
169 +1.1% | 168 |
Deferred Tax Liabilities |
85 |
0 |
68 +0.3% |
68 -2.2% | 69 |
Other Long-Term Liabilities |
56 +41.4% |
39 -6.9% |
42 +16.3% |
36 +31.9% | 28 |
Long-Term Trade Payables |
0 |
0 |
0 |
0 | 0 |
Long-Term Provisions |
19 -4.7% |
20 +4% |
19 +7.6% |
18 -4.6% | 19 |
Total Liabilities |
53,154 +15.6% |
45,975 +17.3% |
39,205 +1.2% |
38,728 +2.1% | 37,946 |
Equity |
11,079 +11.7% |
9,920 +12.8% |
8,795 +13.8% |
7,731 +15.8% | 6,677 |
Share Capital |
111 |
111 +0% |
111 +0% |
111 +0% | 111 |
Share Warrants & Outstanding |
7 +120.3% |
4 +43.5% |
3 +132.3% |
1 -62% | 3 |
Total Reserves |
10,962 +11.8% |
9,807 +12.9% |
8,683 +14% |
7,620 +16.1% | 6,565 |
Securities Premium |
0 |
0 |
0 |
0 | 0 |
Capital Reserves |
53 -27.5% |
73 +247.9% |
21 +2.5% |
21 +0.3% | 21 |
Profit & Loss Account Balance |
3,473 +13.6% |
3,056 +44.5% |
2,115 +63.6% |
1,293 +174.4% | 471 |
General Reserves |
4,141 -0.7% |
4,170 +0% |
4,168 +0.1% |
4,164 +0.1% | 4,161 |
Other Reserves |
3,296 +31.4% |
2,509 +5.4% |
2,381 +11.1% |
2,143 +12.1% | 1,913 |
Total Liabilities & Equity |
64,232 +14.9% |
55,895 +16.4% |
48,000 +3.3% |
46,459 +4.1% | 44,623 |
Contingent Liabilities |
97 -24% |
128 +13.6% |
113 -27.1% |
154 +128.8% | 68 |
Total Debt |
52,335 +22.6% |
42,694 +17.4% |
36,357 -0.3% |
36,462 +1.5% | 35,940 |
Book Value |
1,005 +11.6% |
900 +12.8% |
798 +13.7% |
702 +15.8% | 606 |
Adjusted Book Value |
1,005 +11.6% |
900 +12.8% |
798 +13.7% |
702 +15.8% | 606 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Cash Flow
in ₹ Crores
View
Order
Cash Flow | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
Cash Flow from Operating Activities |
-8,485 |
-6,504 |
1,781 +296.2% |
450 +5020% | 9 |
Profit Before Tax |
1,962 +14.6% |
1,711 +20.8% |
1,417 +6.5% |
1,330 +33% | 1,000 |
Adjustment |
3,593 +42.8% |
2,516 -1.1% |
2,543 -13.9% |
2,953 +6.2% | 2,781 |
Changes In working Capital |
-10,769 |
-8,070 |
222 |
-1,349 | -1,771 |
Cash Flow after changes in Working Capital |
-5,215 |
-3,843 |
4,181 +42.6% |
2,933 +46% | 2,009 |
Less: Taxes Paid (net of refunds) |
-3,269 |
-2,660 |
-2,400 |
-2,483 | -2,000 |
Cash Flow from Investing Activities |
89 -86.7% |
669 |
-1,596 |
-242 | -1,982 |
Cash Flow from Financing Activities |
8,755 +48.6% |
5,891 |
-199 |
-121 | 1,863 |
Net Cashflow |
358 +557.4% |
55 |
-15 |
86 | -111 |
Opening Cash & Cash Equivalents |
189 +40.6% |
134 -10.4% |
150 +132.1% |
65 -63.4% | 176 |
Closing Cash & Cash Equivalent |
546 +189.7% |
189 +40.6% |
134 -10.4% |
150 +132.1% | 65 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.