Thryvv : Data page
Muthoot Finance
Quarterly P&L
in ₹ Crores
View
Order
Quarterly P&L | TTM | Dec2024 | Sep2024 | Jun2024 | Mar2024 | Dec2023 | Sep2023 | Jun2023 | Mar2023 |
|---|---|---|---|---|---|---|---|---|---|
Revenue | 18,757 |
5,190 +35.9% |
4,929 +36.7% |
4,474 +28.9% |
4,164 +27.1% | 3,821 | 3,607 | 3,472 | 3,275 |
Total Operating Expenses | 5,077 |
1,406 +61.2% |
1,324 +64.5% |
1,227 +44.8% |
1,121 +35.2% | 872 | 805 | 847 | 830 |
Operating Profit (Excl. OI) | 13,680 |
3,785 +28.4% |
3,606 +28.7% |
3,248 +23.7% |
3,043 +24.4% | 2,949 | 2,802 | 2,625 | 2,446 |
OPM (Excl. OI) % |
72.9% | 72.9% | 73.1% | 72.6% | 73.1% | 77.2% | 77.7% | 75.6% | 74.7% |
Other Income (OI) | 95 |
32 +41% |
29 +10.7% |
19 -49.7% |
16 -33.5% | 23 | 26 | 37 | 24 |
Operating Profit | 13,775 |
3,817 +28.5% |
3,634 +28.5% |
3,267 +22.7% |
3,059 +23.9% | 2,971 | 2,828 | 2,662 | 2,470 |
Interest | 6,748 |
1,900 +34.5% |
1,808 +35.4% |
1,595 +29% |
1,447 +32.6% | 1,413 | 1,336 | 1,236 | 1,092 |
Depreciation | 108 |
31 +26.7% |
25 +12.1% |
26 +34.6% |
27 +14.9% | 25 | 23 | 20 | 24 |
Exceptional Income / Expense | NA |
NA |
NA |
NA |
NA | NA | NA | NA | NA |
Profit Before Tax | 6,919 |
1,887 +22.9% |
1,802 +22.6% |
1,646 +17% |
1,586 +17% | 1,535 | 1,471 | 1,407 | 1,355 |
Tax | 1,829 |
495 +27.2% |
481 +28.2% |
451 +24.3% |
403 +16.6% | 390 | 375 | 363 | 346 |
Profit After Tax | 5,091 |
1,392 +21.5% |
1,322 +20.6% |
1,196 +14.4% |
1,183 +17.1% | 1,146 | 1,096 | 1,045 | 1,010 |
PATM % |
27.1% | 26.8% | 26.8% | 26.7% | 28.4% | 30% | 30.4% | 30.1% | 30.8% |
EPS |
123.6 |
34.6 +25.9% |
31.7 +20% |
29 +13.9% |
28.4 +17% | 27.5 | 26.4 | 25.5 | 24.3 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Annual P&L
in ₹ Crores
View
Order
Annual P&L | TTM | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|---|
Revenue | 18,757 |
15,062 +26.6% |
11,898 -2.4% |
12,186 +5.6% |
11,535 +19.1% | 9,688 |
Sale of Shares / Units |
NA |
NA |
NA |
NA | NA | |
Interest Income |
14,546 +25.9% |
11,556 -3.1% |
11,926 +6.4% |
11,211 +19% | 9,418 | |
Portfolio Management Services |
NA |
NA |
NA |
NA | NA | |
Dividend Income |
5 +411.2% |
1 +10355.6% |
1 -30.8% |
1 -98.6% | 1 | |
Brokerages & Commissions |
NA |
NA |
NA |
NA | NA | |
Processing Fees |
NA |
NA |
NA |
NA | NA | |
Other Operating Income |
512 +49.8% |
342 +31% |
261 -19.7% |
325 +20.6% | 269 | |
Total Operating Expenses | 5,077 |
3,623 +31.8% |
2,750 +10.4% |
2,491 +10.1% |
2,263 +2.2% | 2,215 |
Increase/Decrease in Stock |
NA |
NA |
NA |
NA | NA | |
Employee Cost |
1,829 +22.8% |
1,489 +20.3% |
1,237 +4% |
1,190 -1.6% | 1,209 | |
Operating Expenses |
513 +13% |
455 +7% |
425 +14.1% |
372 +6.3% | 350 | |
General & Admin Expenses |
559 +36.3% |
410 +36.4% |
301 -3.5% |
312 -8.7% | 341 | |
Provisions & Contingencies |
724 +82% |
398 -24.9% |
530 +35.5% |
391 +23.9% | 316 | |
Less: Capitalised Expenses |
NA |
NA |
NA |
NA | NA | |
Operating Profit (Excl. OI) | 13,680 |
11,440 +25% |
9,149 -5.6% |
9,696 +4.6% |
9,272 +24.1% | 7,474 |
OPM (Excl. OI) % | 72.9% | 75.9 % | 76.9 % |
79.6 % |
80.4 % |
77.1 % |
Other Income (OI) | 95 |
102 +30.7% |
78 +47.2% |
53 +46.4% |
36 +37.3% | 27 |
Operating Profit | 13,775 |
11,541 +25.1% |
9,226 -5.4% |
9,748 +4.7% |
9,308 +24.1% | 7,500 |
Interest | 6,748 |
5,452 +29% |
4,225 -1% |
4,268 +3.9% |
4,109 +29.2% | 3,180 |
Depreciation | 108 |
93 +17.8% |
79 +11.7% |
71 +3.9% |
68 +13.7% | 60 |
Exceptional Income / Expenses | NA |
NA |
NA |
NA |
NA | NA |
Profit Before Tax | 6,919 |
5,997 +21.8% |
4,923 -9% |
5,411 +5.4% |
5,132 +20.4% | 4,261 |
Tax | 1,829 |
1,529 +22% |
1,254 -9.1% |
1,379 +5% |
1,313 +20.2% | 1,092 |
Profit After Tax | 5,091 |
4,468 +21.7% |
3,670 -9% |
4,032 +5.6% |
3,819 +20.5% | 3,169 |
PATM % |
27.1% | 29.7 % | 30.8 % |
33.1 % |
33.1 % |
32.7 % |
EPS in Rs. |
123.6 |
107.7 +19.7% |
90 -10.1% |
100.1 +5.5% |
94.8 +21.2% | 78.3 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Balance Sheet
in ₹ Crores
View
Order
Balance Sheet | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
Current Assets |
94,979 +20.2% |
79,014 +5.1% |
75,166 +10.9% |
67,791 +26% | 53,790 |
Cash & Bank Balance |
6,273 -21.9% |
8,036 -22.1% |
10,315 +28.6% |
8,022 +30.8% | 6,131 |
Cash in hand |
260 +53% |
170 -13.2% |
196 -12.6% |
224 -9.2% | 247 |
Balances at Bank |
6,013 -23.6% |
7,866 -22.3% |
10,120 +29.8% |
7,798 +32.5% | 5,884 |
Other cash and bank balances |
0 |
0 |
0 |
0 | 0 |
Trade Receivables |
18 +80.3% |
10 +41.2% |
8 -28.5% |
10 +9.1% | 9 |
Debtors more than Six months |
1 -97.1% |
1 +2175% |
1 +33.3% |
1 | 0 |
Debtors Others |
18 +85.3% |
10 +37.5% |
7 -28.6% |
10 +9% | 9 |
Inventories |
0 |
0 |
0 |
0 | 0 |
Investments |
190 +32.3% |
143 +200.2% |
48 -91.6% |
569 +920.6% | 56 |
Short-Term Loans & Advances |
88,213 +25% |
70,567 +9.3% |
64,539 +9.7% |
58,820 +24.9% | 47,079 |
Advances recoverable in cash or in kind |
0 |
0 |
0 |
0 | 0 |
Advance income tax and TDS |
0 |
0 |
0 |
0 | 0 |
Amounts due from directors |
0 |
0 |
0 |
0 | 0 |
Due From Subsidiaries |
0 |
0 |
0 |
0 | 0 |
Inter corporate deposits |
0 |
0 |
0 |
0 | 0 |
Corporate Deposits |
0 |
0 |
0 |
0 | 0 |
Other Loans & Advances |
88,213 +25% |
70,567 +9.3% |
64,539 +9.7% |
58,820 +24.9% | 47,079 |
Other Current Assets |
288 +11.1% |
259 +0.3% |
258 -30.9% |
373 -27.7% | 516 |
Interest accrued on Investments |
9 +26.1% |
8 -49% |
14 -13.6% |
17 +11.4% | 15 |
Interest accrued on Debentures |
0 |
0 |
0 |
0 | 0 |
Deposits with Government |
0 |
0 |
0 |
0 | 0 |
Interest accrued and or due on loans |
173 +21.7% |
143 +46.5% |
97 +132.4% |
42 +8.3% | 39 |
Prepaid Expenses |
23 +19.7% |
19 +37.1% |
14 -9.3% |
15 -27% | 21 |
Other current_assets |
84 -8.4% |
91 -31.8% |
134 -55.6% |
300 -32.2% | 442 |
Long-Term Assets |
1,394 +30.1% |
1,072 +2.8% |
1,042 +31.7% |
792 -26.4% | 1,076 |
Loans (Non - Current Assets) |
0 |
0 |
0 |
0 | 0 |
Net PPE / Net Block |
473 +25.2% |
378 +13.5% |
333 +6.1% |
314 +5.1% | 298 |
Gross PPE / Gross Block |
897 +24.9% |
719 +18.5% |
607 +14.5% |
530 +16.2% | 456 |
Less: Accumulated Depreication |
425 +24.6% |
341 +24.4% |
274 +26.5% |
217 +37.2% | 158 |
Less: Impairment of Assets |
0 |
0 |
0 |
0 | 0 |
Capital work-in-progress |
89 +31% |
68 +28.8% |
53 +36% |
39 +33.9% | 29 |
Long-Term Investments |
524 +29.9% |
403 -15.3% |
476 +97.9% |
241 -58.2% | 575 |
Long-Term Loans & Advances |
268 +42.2% |
189 +27.4% |
148 -8% |
161 +20.6% | 134 |
Other Long-Term Assets |
33 +19.3% |
27 +12.2% |
25 -1.3% |
25 -2.1% | 25 |
Total Assets |
96,372 +20.3% |
80,085 +5.1% |
76,208 +11.1% |
68,583 +25% | 54,865 |
Current Liabilities |
22,953 +6.5% |
21,547 -12.5% |
24,633 -8.6% |
26,961 +4.2% | 25,871 |
Trade Payables |
267 +33.6% |
200 +27.1% |
158 -25.6% |
212 -6.4% | 226 |
Sundry Creditors |
267 +33.6% |
200 +27.1% |
158 -25.6% |
212 -6.4% | 226 |
Acceptances |
0 |
0 |
0 |
0 | 0 |
Due to Subsidiaries- Trade Payables |
0 |
0 |
0 |
0 | 0 |
Other Current Liabilities |
1,714 +12.1% |
1,529 -20.7% |
1,928 +9.9% |
1,754 +41.3% | 1,241 |
Bank Overdraft / Short term credit |
0 |
0 |
0 |
0 | 0 |
Advances received from customers |
0 |
0 |
0 |
0 | 0 |
Interest Accrued But Not Due |
1,270 +30.9% |
971 -19.1% |
1,200 -1.7% |
1,221 +15.6% | 1,056 |
Share Application Money |
0 |
0 |
0 |
0 | 0 |
Current maturity of Debentures & Bonds |
0 |
0 |
0 |
0 | 0 |
Current maturity - Others |
0 |
0 |
0 |
0 | 0 |
Other Liabilities |
444 -20.6% |
559 -23.2% |
728 +36.6% |
533 +187.9% | 186 |
Short-Term Borrowigs |
20,582 +6% |
19,414 -12.1% |
22,075 -10% |
24,535 +2.3% | 23,989 |
Secured ST Loans repayable on Demands |
15,859 -13.2% |
18,261 -13.4% |
21,086 +2% |
20,681 +1.4% | 20,394 |
Working Capital Loans- Sec |
15,309 +14.8% |
13,338 +0.7% |
13,245 +0.9% |
13,122 +3.7% | 12,651 |
Buyers Credits - Unsec |
0 |
0 |
0 |
0 | 0 |
Commercial Borrowings- Unsec |
0 |
0 |
0 |
0 | 0 |
Other Unsecured Loans |
-10,584 |
-12,183 |
-12,254 |
-9,267 | -9,054 |
Short-Term Provisions |
391 -3.4% |
405 -14.7% |
475 +2.8% |
462 +11.1% | 416 |
Proposed Equity Dividend |
0 |
0 |
0 |
0 | 0 |
Provision for Corporate Dividend Tax |
0 |
0 |
0 |
0 | 0 |
Provision for Tax |
56 -32.1% |
82 -42.7% |
142 +8.9% |
131 +61.2% | 81 |
Provision for post retirement benefits |
0 |
0 |
0 |
0 | 0 |
Preference Dividend |
0 |
0 |
0 |
0 | 0 |
Other Provisions |
336 +3.8% |
324 -2.7% |
333 +0.4% |
332 -1% | 335 |
Long-Term Liabilities |
47,666 +31% |
36,386 +12.2% |
32,437 +25.4% |
25,863 +52.2% | 16,993 |
Minority Interest |
647 +32.8% |
488 +38.3% |
353 +90.8% |
185 +7.2% | 173 |
Long-Term Borrowings |
0 |
0 |
0 |
0 | 0 |
Secured Loans |
45,790 +30.2% |
35,174 +13.5% |
30,983 +27.8% |
24,252 +62% | 14,973 |
Non Convertible Debentures |
17,034 +16.6% |
14,605 +10.9% |
13,175 -10.2% |
14,667 +42.9% | 10,266 |
Convertible Debentures & Bonds |
0 |
0 |
0 |
0 | 0 |
Packing Credit - Bank |
0 |
0 |
0 |
0 | 0 |
Inter Corporate & Security Depsoit |
0 |
0 |
0 |
0 | 0 |
Term Loans - Banks |
28,638 +40.1% |
20,447 +16.2% |
17,591 +90.2% |
9,251 +110.6% | 4,392 |
Term Loans - Institutions |
0 |
0 |
118 -21.9% |
150 +29.5% | 116 |
Other Secured |
119 -3.3% |
123 +21.7% |
101 -45.5% |
185 -7.1% | 199 |
Unsecured Loans |
1,890 +57.3% |
1,202 -19.7% |
1,496 -7.1% |
1,611 -18.4% | 1,975 |
Fixed Deposits - Public |
296 -10.8% |
332 +48.3% |
224 -13.3% |
258 +0.8% | 257 |
Loans and advances from subsidiaries |
0 |
0 |
0 |
0 | 0 |
Inter Corporate Deposits |
0 |
0 |
0 |
0 | 0 |
Foreign Currency Convertible Notes |
0 |
0 |
0 |
0 | 0 |
Long Term Loan in Foreign Currency |
0 |
0 |
0 |
0 | 0 |
Loans - Banks |
0 |
0 |
0 |
0 | 0 |
Loans - Govt. |
0 |
0 |
0 |
0 | 0 |
Loans - Others |
821 +33.4% |
616 -36.8% |
973 -1% |
983 -25.4% | 1,317 |
Other Unsecured Loan |
774 +203.7% |
255 -15% |
300 -19.1% |
371 -7.7% | 402 |
Deferred Tax Assets / Liabilities |
-80 |
-48 |
-92 |
-45 | -2 |
Deferred Tax Assets |
168 +34.7% |
125 -24.9% |
166 +43.3% |
116 +50.7% | 77 |
Deferred Tax Liabilities |
87 +14.6% |
76 +3.3% |
73 +3.7% |
71 -5.8% | 75 |
Other Long-Term Liabilities |
30 +38.7% |
21 +36.8% |
16 +139.3% |
7 -43.8% | 12 |
Long-Term Trade Payables |
0 |
0 |
0 |
0 | 0 |
Long-Term Provisions |
38 -2.5% |
39 +8.5% |
36 -7.5% |
39 +4.6% | 37 |
Total Liabilities |
71,265 +22% |
58,420 +1.7% |
57,422 +8.3% |
53,008 +23.2% | 43,036 |
Equity |
25,108 +15.9% |
21,666 +15.3% |
18,786 +20.6% |
15,576 +31.7% | 11,830 |
Share Capital |
402 +0% |
402 +0% |
402 +0% |
402 +0% | 402 |
Share Warrants & Outstanding |
2 -44.5% |
3 -67.4% |
7 -41.2% |
11 -20.6% | 14 |
Total Reserves |
24,705 +16.2% |
21,263 +15.7% |
18,379 +21.2% |
15,164 +32.8% | 11,415 |
Securities Premium |
1,511 +0% |
1,511 +0.2% |
1,507 +0.3% |
1,502 +0.3% | 1,497 |
Capital Reserves |
1 |
1 |
1 |
1 | 1 |
Profit & Loss Account Balance |
13,509 +22.9% |
10,996 +23.9% |
8,872 +38.7% |
6,398 +88.1% | 3,401 |
General Reserves |
268 |
268 |
268 |
268 | 268 |
Other Reserves |
9,418 +10.9% |
8,490 +9.8% |
7,734 +10.5% |
6,997 +12% | 6,250 |
Total Liabilities & Equity |
96,372 +20.3% |
80,085 +5.1% |
76,208 +11.1% |
68,583 +25% | 54,865 |
Contingent Liabilities |
803 -3.6% |
833 +7.8% |
773 -14% |
899 +19.9% | 750 |
Total Debt |
68,261 +22.4% |
55,789 +2.3% |
54,553 +8.2% |
50,397 +23.1% | 40,936 |
Book Value |
626 +15.9% |
540 +15.3% |
468 +20.6% |
388 +31.7% | 295 |
Adjusted Book Value |
626 +15.9% |
540 +15.3% |
468 +20.6% |
388 +31.7% | 295 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.
Cash Flow
in ₹ Crores
View
Order
Cash Flow | Mar2024 | Mar2023 | Mar2022 | Mar2021 | Mar2020 |
|---|---|---|---|---|---|
Cash Flow from Operating Activities |
-13,754 |
-2,804 |
-1,596 |
-7,814 | -4,970 |
Profit Before Tax |
5,997 +21.8% |
4,923 -9% |
5,411 +5.4% |
5,132 +20.4% | 4,261 |
Adjustment |
5,686 +34.5% |
4,227 -5.9% |
4,495 +7.7% |
4,175 +25.3% | 3,332 |
Changes In working Capital |
-18,043 |
-6,179 |
-6,127 |
-12,211 | -8,524 |
Cash Flow after changes in Working Capital |
-6,361 |
2,970 -21.4% |
3,777 |
-2,905 | -932 |
Less: Taxes Paid (net of refunds) |
-7,392 |
-5,773 |
-5,372 |
-4,908 | -4,037 |
Cash Flow from Investing Activities |
46 -74.9% |
181 -57.1% |
422 +965.3% |
40 | -383 |
Cash Flow from Financing Activities |
11,958 +2927.1% |
396 -88.5% |
3,446 -64.5% |
9,713 +5.7% | 9,193 |
Net Cashflow |
-1,751 |
-2,228 |
2,271 +17.2% |
1,938 -49.5% | 3,839 |
Opening Cash & Cash Equivalents |
7,832 -22.2% |
10,061 +29% |
7,801 +33% |
5,866 +189.3% | 2,028 |
Effect of Foreign Exchange Fluctuations |
3 |
-1 |
-11 |
-2 | 0 |
Closing Cash & Cash Equivalent |
6,083 -22.3% |
7,832 -22.2% |
10,061 +29% |
7,801 +33% | 5,866 |
Note: The percentage changes shown in “green” & “red” color are calculated on YoY basis.